Mangrove Insurance Advisory

Product knowledge. Practical support.
People you can reach.

Why we built Mangrove

Agents need more than contracts and carrier links.

They need options they understand, training that helps in a real conversation, tools that make the work easier, and people they can actually reach. That’s the business we’re building.

Learn the product.
Support the person.

Mangrove is a newly formed company with experienced people behind it.

Our portfolio includes private and off-market health, fully insured ancillary benefits, and group solutions. Private health is a particular focus because product structures and the relationships behind them deserve more attention than a brochure can give them.

Ralph’s product strategy and diligence, and Troy’s focus on marketing, systems, and technology, come together around a practical idea: help producers understand the product, support their clients, and keep developing. Give an established team the same attention as it grows.

Ralph Dagher and Troy Rucarean both hold 2-15 insurance licenses and are licensed for health and life insurance in all 50 states.

The people behind Mangrove

Built by people
who have done the work.

You should know who’s on the other end of the conversation. Ralph and Troy bring complementary perspectives to supporting producers and building a better agency experience.

Product strategy & diligence.Ralph Dagher, Managing Partner at Mangrove Insurance Advisory

Ralph Dagher

Managing Partner

Ralph leads product strategy, diligence, and positioning across Mangrove’s portfolio, helping agents understand what they offer and explain it with confidence. He focuses on how each product works, where it fits in the market, who it serves best, and how agents can communicate its benefits and limitations clearly and responsibly. Through practical product training, he helps producers turn that understanding into better client conversations.

Ralph works directly with third-party administrators (TPAs), pharmacy benefit managers (PBMs), carriers, and other strategic partners to evaluate the operations, service model, and people behind each offering. His approach goes beyond brochures and benefit summaries, emphasizing transparency, responsible business practices, long-term product viability, and the experience agents and clients can expect from enrollment through ongoing support.

Marketing, technology & agency experienceTroy Rucarean, Managing Partner at Mangrove Insurance Advisory

Troy Rucarean

Managing Partner

Troy focuses on the marketing, technology, and agency experience that helps producers spend less time searching for answers and more time working with clients. His work connects product information, training, and practical tools so agents can find what they need and put it to use. He emphasizes clear communication and useful resources that support both everyday client conversations and agency growth.

At Mangrove, Troy brings product resources, training access, and agency workflows into a more connected workspace. He works alongside Ralph to develop practical training and translate product knowledge into clear messaging and useful tools. His approach centers on making Mangrove easier to work with, helping agents apply what they learn, and giving growing agencies resources they can use to support their teams.