Purpose of this website
This site provides general information about Mangrove’s business-to-business insurance distribution approach. It is intended for agencies and insurance professionals exploring private and off-market health, fully insured ancillary benefits, and group solutions. It is not an insurance policy, quote, binding offer of coverage, or a substitute for current product documents.
Products and appointments
Availability, eligibility, benefits, limitations, exclusions, commissions, and appointment requirements vary by product, carrier, and state. Current product documents and executed agreements govern. We do not guarantee savings, coverage, eligibility, compensation, carrier appointment, or business results.
Professional judgment
Content is general information, not individualized legal, tax, financial, or suitability advice. Insurance professionals remain responsible for applicable licensing, compliance, product understanding, and appropriate recommendations. No coverage category is universally superior or appropriate for all clients.
Inquiries
Submitting an inquiry does not create an appointment, agency agreement, employment relationship, or obligation to contract. Provide accurate business information and do not submit client medical data, banking information, Social Security numbers, or other sensitive information.
Use of the site
Do not interfere with site security, submit abusive or unlawful material, impersonate another person, or use automated tools to disrupt our services. Website content and brand assets are protected by applicable intellectual property rights. Access does not grant permission to use Mangrove’s branding as an endorsement.
Product relationships and workspace tools
Product and partner names identify relationships within the portfolio; they do not imply exclusivity, endorsement, direct carrier appointment, or availability of every product offered by an organization. Official plan documents and applicable agreements control.
Screenshots show the Mangrove Agent Workspace. Tool and resource access depends on the product and your permissions. Recommendation workflows and pre-screening guidance are not carrier eligibility decisions, and group estimates are not binding coverage offers. External services have their own terms.
Availability and limitations
We work to keep information useful and accurate, but the site may contain errors or become unavailable. To the extent permitted by applicable law, the site is provided as available without warranties of uninterrupted access or fitness for a particular purpose. Nothing here limits rights or liabilities that cannot lawfully be limited.
Changes and contact
We may update these terms and site content. Material changes will be reflected in the effective date. For questions, use the agency inquiry form and explain your request.